Authorised and regulated by the Financial Services Authority Reg no. 305559
A long established private independent mortgage advice and brokerage service. We take the time to get to know you, your mortgage and finance needs and your objectives to provide you with quality mortgage advice and access to the most appropriate mortgage products. We help you present your application and approach to the recommended lender in a way that helps to ensure that your application is successful. All conversations between us are held in the strictest confidence
For First time buyers or existing mortgage owners, getting the right mortgage as well as the right insurance is vital to your financial well being. We identify and provide the most appropriate and cost effective mortgages and non-investment insurance products from the whole of the UK market to meet your needs. Overseas clients and expatriates have access to our offshore lenders.
When reviewing existing arrangements or considering new finance or insurance, you need to know your options. We review your personal circumstances; explore your priorities, preferences and goals with you so that we can identify the best mortgage and or insurance for you. We are committed to give you the highest levels of service. (See Treating Customers Fairly)
Our mortgage advice and insurance advice with detailed recommendations is free with no obligation for you to proceed. We do not charge any fees up front or in advance of an application for finance or insurance. Depending on the lender, there may be survey fees and or application fees which we will tell you about before you consider making an application.
Should you instruct us to broker administer and process your mortgage application, we will not charge a booking or administration fee. We will charge a success mortgage brokerage fee due when you receive a formal offer of finance from the recommended lender which is typically £495. (See Key Facts about our Service) There are no booking, administration or brokerage fees for any insurance applications,
Once you become a client, we continue to support, advise and update you for years into the future. Your circumstances will change and we will help you along the way.
We are fully independent with over twenty years experience and can access the whole of the UK lending market; we are in a position to help you get the finance you want. We are not part of a chain, bank, network or group giving you access to a wide choice of products.
We are directly authorised as independent mortgage brokers by the FSA as well as authorized to provide non investment insurance advice.