Right To Buy 

The "Right to Buy" is the right of a tenant of local authority housing to purchase their house with a discount from the price/value.

Houses & Maisonettes

After only 2 years as a council tenant, you are entitled to 32% discount from the market value of your house. Each year after that the discount increases by 1% to a maximum of 60%. There are upper limits to the actual amount of discount allowed. This upper limit varies area by area. When house prices rise faster than the discount it does not pay to wait to buy the house. Ask Mortgage Market for advice on your particular circumstances and requirements.


The discounts for the purchase of flats are higher than for houses. For flats discounts start at 44% after 2 years' tenancy, rising by 2% per year to a maximum of 70%. As with houses, the discounts are capped depending on area.

Most people buying a council house, as with any other house, need to borrow the money, i.e. take out a mortgage. Everybody's requirements are different. As a master mortgage broker, Mortgage Market is able to offer you free mortgage advice. There are hundreds of different mortgage products available. We are able to arrange for a mortgage consultant to talk to you about your circumstances and requirements, explain the options, and help you choose the mortgage product most suitable to your particular needs.

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